Good morning! Today I want to go over a quick, 3-step process to help you see huge results in your finances, career or any other area of your life. In theory, it’s one of the simplest things you can do. It all starts with making a decision. Whether it’s deciding not to eat out this month, deciding to stop going to Costco (which saved me an extra $500 a month on my grocery bills!) or deciding to put a certain amount of money in savings.

It sounds easy… but it’s frequently forgotten! In fact, most people go through life trying to avoid making decisions altogether. Or they like the idea of financial independence or being out of debt, but they aren’t willing to give up their current spending habits. They haven’t made that conscience decision to stop living paycheck-to-paycheck or to stop living a lifestyle of excess. Is that going to be you?

Over two decades ago, I made a decision that I would never be broke or homeless again. And something changes once you’ve made the definitive decision you aren’t going back to who you were. The knee-jerk reaction to decision is action, which will lead you to results. My results happened to be a quarter of a million dollars in the first year. Which lead to a million dollars in my second year.

I decided to stop blaming my ex-husband, who abandoned me in Hawaii with 2 dollars to my name and a huge business debt. I decided I had to get myself out of that mess. And what was the action of that? I started a business from the trunk of my car and a payphone booth.

Do you hear what I’m saying? Once you’ve decided you don’t want to be in the financial situation you are in anymore, you’ve spurred the action. And action will always yield results. Sometimes you have to be patient or vigilant to get those results – but for better or worse, every action has a direct result. Yes, sometimes you will end up with poor results, in which case you have to go back, make a correction and restart the process. But I can promise, your net yield will still be more than zero. Zero results come from the person who has not made any decision and is not doing anything to better their current circumstances.

What decisions are you making today that are going to get you those results? It’s time to decide what you want your finances to look like. If you’re going to spend more money than you make or if you’re ready to take action toward financial independence. Let me know your decision in the comments below and pass this message on to your friends!

In great faith,